Identifying clients’ objectives is central to developing sound investment strategies to meet their needs. The firm uses quantitative and qualitative assessments to help formulate strategies that take into account a client’s risk tolerance and seek to provide consistent after-tax returns over time. As part of this analysis, there are several considerations including, but not limited to:
- Current holdings and the strategy behind the existing portfolio
- Current and future tax status
- Estate / Next generation planning
- Lifestyle aspirations and income needs
- Charitable interests
- Tolerance for market volatility
While clients come to Linch Financial for a variety of reasons including the sale of a business, retirement, inheritance, change in life circumstance, they tend to have key common objectives, among them:
- Preserving the real value of assets after taxes and inflation
- Generating sufficient income to maintain the desired lifestyle
- Building the value of assets without taking inappropriate risks or sacrificing the required income